Visa Intelligent Commerce

Visa Intelligent Commerce (VIC) lets agent providers, wallet providers and agent enablers buy things for consumers with Visa credentials. Visa says it provides network-level controls, consumer-approved purchase instructions, agent validation and tokenized payment credentials.¹ See payment token.

Who can use it

• Production access needs onboarding to VIC and approval as a participant. Visa also lists onboarding to its Trusted Agent Protocol, Visa Token Service and Visa Payment Passkeys, and registration in the Visa Agent Registry Service.¹
• Only tokenizable credit, debit and prepaid cards enrolled in Visa’s Cloud Token Framework qualify.¹
• Every integration moves from sandbox to certification to production, with Visa approval at each step.¹

How an agent connects

• Visa’s general Developer MCP lets builders search Visa docs and API references. Separate product MCP servers connect agents to Visa products, and VIC is listed as one.²
• The VIC docs describe an MCP integration with the sandbox host sandbox.mcp.visa.com, or direct API calls.¹
• A production MCP address is not in the cited sources, so the endpoint is unknown.

Intelligent Commerce Connect

On 2026-04-08, Visa announced Intelligent Commerce Connect as part of VIC. Visa says one integration covers payment initiation, tokenization, spend controls and authentication, and lets agents pay with Visa and non-Visa cards. It names agent protocols it accepts, including Trusted Agent Protocol, Machine Payments Protocol (MPP), ACP and Universal Commerce Protocol (UCP). At launch it was in pilot with select partners.³

Related

• Visa’s Trusted Agent Protocol, on agent identity.⁴
• Agentic Commerce Protocol (ACP).
• All programs: Payments.

Unknown

Fees, the consumer AI apps that support VIC today, and a production MCP address. No cited source confirms it, so the wiki says unknown.

Sources

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Suggest a correction (opens a GitHub issue)

Footnotes

1. Visa Developer Center. Visa Developer, official, retrieved 2026-11-12. ↩ ↩² ↩³ ↩⁴ ↩⁵

2. MCP docs - Visa Developer. Visa Developer, official, retrieved 2026-11-12. ↩

3. Visa Opens the Door to AI-Driven Shopping for Businesses Worldwide - Visa. Visa, official, retrieved 2026-11-12. ↩

4. GitHub - visa/trusted-agent-protocol: Establishing a universal standard of trust between AI agents and merchants for the next phase of agentic commerc. Visa (GitHub), official, retrieved 2026-11-12. ↩