Mastercard Agent Pay

Mastercard says only registered agents can transact with Agent Pay, and that payments are traceable through Mastercard network tokens. It covers both consumer and business use cases.¹

How it works

• Register the agent. Mastercard’s Agent Pay Acceptance Framework registers and verifies AI agents before they may transact on the network. Each agent is uniquely identified.²
• Pay with an agentic token. Agents pay with agentic tokens, which Mastercard describes as dynamic, cryptographically secure credentials.² See payment token.
• Merchants verify the agent. Merchants can check an agent with the Web Bot Auth standard at their content delivery network. A verified agent can then submit a Dynamic Token Verification Code in a normal card checkout form.² More on agent identity.
• User intent. Mastercard says every transaction is verified by authenticated user intent and explicit consent before an action is taken.¹

The framework story is dated 2025-10-14.²

Unknown

Whether there is an official MCP server, any public endpoint, availability by country, and fees. No cited source confirms it, so the wiki says unknown.

All programs: Payments.

Sources

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Suggest a correction (opens a GitHub issue)

Footnotes

1. Mastercard Agent Pay: secure, scalable and trusted agentic AI. Mastercard, official, retrieved 2026-11-12. ↩ ↩²

2. Agentic token framework: Driving trusted AI transactions. Mastercard, official, retrieved 2026-11-12. ↩ ↩² ↩³ ↩⁴